Money Recovery Legal Services
WHAT YOU’LL GET
✓ Legal assistance with your refund
✓ Emotional support if needed
✓ Help coordinating your case and resources
✓ Emotional support if needed
✓ Help coordinating your case and resources
Money Recovery Legal Services
WHAT YOU’LL GET
Areas of Practice
✓ Recovery from fraudulent brokers
✓ Phone scams & fraudulent calls
Online scams (e-commerce, crypto, etc.)Loan and credit fraud
✓ Withdrawal from investment platforms
✓ Ponzi schemes & financial pyramids
✓ Reversing fraudulent property deals
✓ Other suspicious financial schemes (including so-called “money mentors”, fake coaches, business gurus, and get-rich-quick promoters)
Successful Funds Recovery Worldwide 🌐
➤ Over 4,500 clients assisted
➤ More than £10,500,000 recovered
➤ More than £10,500,000 recovered
Who We Help Recover Money
Individuals
Businesses
Experienced Legal Professional with Over 12 Years in Practice
- Participated in 700+ court cases personally
- Author of multiple legal guides and publications
- Regular speaker at legal webinars and seminars
- Trusted by over 4,500 clients,
with 90% returning for future legal matters
Core Values in Legal Work:
➤ Integrity
➤ Efficiency
➤ Justice
- Participated in 700+ court cases personally
- Author of multiple legal guides and publications
- Regular speaker at legal webinars and seminars
- Trusted by over 4,500 clients,
with 90% returning for future legal matters
Core Values in Legal Work:
➤ Integrity
➤ Efficiency
➤ Justice
Money Recovery in 6 Clear Steps
1
Initial Case Review
2
Assessment of Legal Prospects
3
Service Agreement
4
Case Work Begins
5
Successful Recovery
Proven Experience – Real Legal Victories
Legal Support via WhatsApp
Here you’ll get:
✓ Real-time communication
✓ Latest news on fraud and scams
✓ Answers to your questions
✓ Real-time communication
✓ Latest news on fraud and scams
✓ Answers to your questions
All You Need to Know About Getting Your Money Back
Where to Report Fraud
Let’s start with the reality: unfortunately, there’s no magical agency that will swoop in, hand you back the money stolen by scammers, wish you luck, and fly off to help the next victim.
First, think about what you want to achieve by reporting fraud. As mentioned, you can’t get everything at once — so let’s explore what different agencies and organisations can realistically do for you.
The police will open a criminal investigation and try to track down the offenders. But, to be clear, the police cannot force the scammer to return your money. Their role is to catch and prosecute criminals, not to guarantee refunds. So remember: Police = Find and prosecute.
In the UK, you report fraud to Action Fraud, the national centre for fraud reporting. They collect information on scams and share intelligence with law enforcement. While they can’t return your money directly, reporting helps build cases against scammers and may assist investigations. So: Action Fraud = Reporting and intelligence gathering.
If you’ve been scammed by a company claiming to be a financial services provider (like a fake broker), you can report them to the FCA, the UK regulator for financial firms. The FCA can investigate, issue warnings, and take enforcement action to shut down fraudulent businesses. Remember: FCA = Regulator and protector of consumers in financial markets.
Contact your bank immediately to freeze your account or block payments to the fraudster if possible. Banks can sometimes stop or reverse payments if acted on quickly. So: Bank = Stop further losses.
If the scam involved communication via phone, email, social media, or messaging apps, report the scammer’s accounts or numbers to the relevant service providers. Quick action here can prevent them from targeting others. So: Service providers = Block scammer’s contact points.
If you know who the scammer is and can take legal action, you can file a civil claim to recover your money. However, this requires identifying the responsible party. Without that, the courts cannot help. So: Court = Recover money through legal claim (if scammer identified).
You might consider contacting bodies like the Serious Fraud Office (SFO), Trading Standards, or even the National Crime Agency (NCA). However, your complaint will usually be redirected to the most appropriate organisation, so focus on the above first to avoid delays or lost reports.
Here are the 5 key places to contact:
Police
Action Fraud
Financial Conduct Authority (FCA)
Your Bank
Service Providers (phone, email, social media)
Write it all down and report. It’s important — every report helps build the bigger picture to fight fraud.
First, think about what you want to achieve by reporting fraud. As mentioned, you can’t get everything at once — so let’s explore what different agencies and organisations can realistically do for you.
The police will open a criminal investigation and try to track down the offenders. But, to be clear, the police cannot force the scammer to return your money. Their role is to catch and prosecute criminals, not to guarantee refunds. So remember: Police = Find and prosecute.
In the UK, you report fraud to Action Fraud, the national centre for fraud reporting. They collect information on scams and share intelligence with law enforcement. While they can’t return your money directly, reporting helps build cases against scammers and may assist investigations. So: Action Fraud = Reporting and intelligence gathering.
If you’ve been scammed by a company claiming to be a financial services provider (like a fake broker), you can report them to the FCA, the UK regulator for financial firms. The FCA can investigate, issue warnings, and take enforcement action to shut down fraudulent businesses. Remember: FCA = Regulator and protector of consumers in financial markets.
Contact your bank immediately to freeze your account or block payments to the fraudster if possible. Banks can sometimes stop or reverse payments if acted on quickly. So: Bank = Stop further losses.
If the scam involved communication via phone, email, social media, or messaging apps, report the scammer’s accounts or numbers to the relevant service providers. Quick action here can prevent them from targeting others. So: Service providers = Block scammer’s contact points.
If you know who the scammer is and can take legal action, you can file a civil claim to recover your money. However, this requires identifying the responsible party. Without that, the courts cannot help. So: Court = Recover money through legal claim (if scammer identified).
You might consider contacting bodies like the Serious Fraud Office (SFO), Trading Standards, or even the National Crime Agency (NCA). However, your complaint will usually be redirected to the most appropriate organisation, so focus on the above first to avoid delays or lost reports.
Here are the 5 key places to contact:
Police
Action Fraud
Financial Conduct Authority (FCA)
Your Bank
Service Providers (phone, email, social media)
Write it all down and report. It’s important — every report helps build the bigger picture to fight fraud.
Fraud Report Statement
Every month, thousands of people in the UK search online for how to report fraud. For example, searches like "How to report fraud" or "Fraud report form" are very common.
One of the questions people often ask is: “What happens if I change my fraud report?” This is probably the most important question to answer first. The truth is, changing your fraud report can cause complications, but it’s unlikely anything drastic will happen. However, it might delay the investigation or make the case less straightforward, so it’s best to be as accurate and truthful as possible from the start.
If you want to report fraud to Action Fraud, the police, or even take legal action through the courts, first make sure you understand where and how to report it. You can find guidance on the official UK government websites or local police portals. Knowing this will help you direct your complaint to the right place and speed up the process.
For those planning to report fraud to the police: a sample fraud report form is often available online from trustworthy sources or through community support groups. Some online communities say that submitting a fraud report with their sample template can double your chances of the police taking action — though that’s not guaranteed!
Now, let’s go through the typical content of a fraud report, assuming you’ve downloaded a form or template to fill in.
Header
At the top, you should address the correct police department or fraud investigation unit. For example: “To the Detective Inspector, Fraud Investigation Unit, [Your Local Police Force].”
If you don’t know the exact contact name, don’t worry — you can either leave that line blank to fill in later at the police station, or simply write “To whom it may concern” or the department’s name. Not knowing this won’t prevent the police from accepting your report, but it’s a good idea to try and find the correct details online.
Your Details
Include your full name, your address (where official correspondence will be sent), and a contact phone number or email. This allows the authorities to reach you for any follow-up.
The Statement
Begin your statement with a clear request, such as: “I request that an investigation be opened regarding the fraud I experienced.”
Then provide a detailed timeline of when and how the fraud occurred, along with any relevant facts. The more detail you can provide, the better, as this helps investigators understand the case.
Date and Signature
At the bottom, add the date and your signature to validate the report.
About Losses or Damages
People often worry whether they should describe their losses as “significant” or “minor.” This is largely a formality. It won’t affect the police’s decision to investigate. What matters most is the accuracy and honesty of your statement, not trying to influence the severity of the case.
Remember, submitting a fraud report is just the first step on your journey to recovering your money or holding criminals accountable. You can find more detailed guidance and what to expect next on official police or government websites.
One of the questions people often ask is: “What happens if I change my fraud report?” This is probably the most important question to answer first. The truth is, changing your fraud report can cause complications, but it’s unlikely anything drastic will happen. However, it might delay the investigation or make the case less straightforward, so it’s best to be as accurate and truthful as possible from the start.
If you want to report fraud to Action Fraud, the police, or even take legal action through the courts, first make sure you understand where and how to report it. You can find guidance on the official UK government websites or local police portals. Knowing this will help you direct your complaint to the right place and speed up the process.
For those planning to report fraud to the police: a sample fraud report form is often available online from trustworthy sources or through community support groups. Some online communities say that submitting a fraud report with their sample template can double your chances of the police taking action — though that’s not guaranteed!
Now, let’s go through the typical content of a fraud report, assuming you’ve downloaded a form or template to fill in.
Header
At the top, you should address the correct police department or fraud investigation unit. For example: “To the Detective Inspector, Fraud Investigation Unit, [Your Local Police Force].”
If you don’t know the exact contact name, don’t worry — you can either leave that line blank to fill in later at the police station, or simply write “To whom it may concern” or the department’s name. Not knowing this won’t prevent the police from accepting your report, but it’s a good idea to try and find the correct details online.
Your Details
Include your full name, your address (where official correspondence will be sent), and a contact phone number or email. This allows the authorities to reach you for any follow-up.
The Statement
Begin your statement with a clear request, such as: “I request that an investigation be opened regarding the fraud I experienced.”
Then provide a detailed timeline of when and how the fraud occurred, along with any relevant facts. The more detail you can provide, the better, as this helps investigators understand the case.
Date and Signature
At the bottom, add the date and your signature to validate the report.
About Losses or Damages
People often worry whether they should describe their losses as “significant” or “minor.” This is largely a formality. It won’t affect the police’s decision to investigate. What matters most is the accuracy and honesty of your statement, not trying to influence the severity of the case.
Remember, submitting a fraud report is just the first step on your journey to recovering your money or holding criminals accountable. You can find more detailed guidance and what to expect next on official police or government websites.
What to Do If You’ve Sent Money to a Scammer?
How did it happen that you transferred your hard-earned money to a certain “John,” somewhere else in the UK or even abroad? The bad news: scammers usually exploit human weaknesses. Want to get rich quick with no effort? Here you go — a “reliable” broker promising you £100,000 invested today will turn into £300,000 tomorrow. Or maybe you want to send a curse to your ex — and there’s a “specialist” ready to help, just transfer the money first.
Oh, the moment you realise you’ve been scammed by this “John,” and now you’re determined to fix things and get your money back — but it’s your first time dealing with this, and your head’s full of questions. What exactly do you do first? The answer is simple: write a report. Paper can take anything. Now, let’s break down how to file it, what documents to collect beforehand, and, of course, where to send it.
You can download a fraud report template from trusted Telegram groups like “AntiScammer” or from the link below. It’s short and to the point. If you’re thinking about writing a three-volume novel as your statement — forget it. Your report should clearly state that you want the scammer to be held accountable and outline the circumstances. No need to describe what a wonderful day it was when you sent the money — all that is irrelevant. Learn to write your report based on facts; the template will guide you.
Gather everything you have. Did you communicate with the scammer on Telegram? Copy their username and the entire chat, then print it out. Was it WhatsApp? Do the same — save and print the contact and chat history. Interacted via a broker’s website? Same process.
If you have voice messages or even a video recording of the scammer, these will be useful evidence. But here’s a practical tip: if you bring a USB flash drive to the police station, some officers may react like vampires to it — refusing to accept it, saying it’s “uncategorised” and can’t be used. “Categorised” means a drive approved for official police computers. Since you probably don’t have one of those, better burn your files onto a CD instead — police can use those easily and attach them to your case.
Once you’ve gathered and printed everything you need, put on your best outfit (no need to sprint) — clean shoes, smart jacket, tie if you want to look extra sharp — and go to your local police station. Thinking about calling the police to come to your home? If so, I’m not surprised you ended up scammed. Yes, you can call the police, but this step is unnecessary. You will still have to come in person to make a formal statement, and the story will start from scratch. Don’t make extra work for yourself or the officers.
Why print everything out? Because spoken words alone can easily be forgotten or ignored. You might be explaining your case passionately, and the officer nods politely — but where does it go in the file? If you’re lucky, your statement will be recorded properly. Sometimes, however, it might be a junior officer or an inexperienced assistant taking your report. The quality of the record depends on who’s on duty — it’s a bit of a lottery.
You will also be asked to give a written statement at the police station — how to prepare that properly will be covered in the next article. The main thing to remember: a fraud has been committed against you, the offender is unknown, and they often use sophisticated methods to hide their tracks. They’re not just using free VPNs from app stores. Gather the essentials and go to the police station. And to avoid looking clueless, prepare a little beforehand. Time is critical — but trust me, this is just the start of your journey.
Oh, the moment you realise you’ve been scammed by this “John,” and now you’re determined to fix things and get your money back — but it’s your first time dealing with this, and your head’s full of questions. What exactly do you do first? The answer is simple: write a report. Paper can take anything. Now, let’s break down how to file it, what documents to collect beforehand, and, of course, where to send it.
You can download a fraud report template from trusted Telegram groups like “AntiScammer” or from the link below. It’s short and to the point. If you’re thinking about writing a three-volume novel as your statement — forget it. Your report should clearly state that you want the scammer to be held accountable and outline the circumstances. No need to describe what a wonderful day it was when you sent the money — all that is irrelevant. Learn to write your report based on facts; the template will guide you.
Gather everything you have. Did you communicate with the scammer on Telegram? Copy their username and the entire chat, then print it out. Was it WhatsApp? Do the same — save and print the contact and chat history. Interacted via a broker’s website? Same process.
If you have voice messages or even a video recording of the scammer, these will be useful evidence. But here’s a practical tip: if you bring a USB flash drive to the police station, some officers may react like vampires to it — refusing to accept it, saying it’s “uncategorised” and can’t be used. “Categorised” means a drive approved for official police computers. Since you probably don’t have one of those, better burn your files onto a CD instead — police can use those easily and attach them to your case.
Once you’ve gathered and printed everything you need, put on your best outfit (no need to sprint) — clean shoes, smart jacket, tie if you want to look extra sharp — and go to your local police station. Thinking about calling the police to come to your home? If so, I’m not surprised you ended up scammed. Yes, you can call the police, but this step is unnecessary. You will still have to come in person to make a formal statement, and the story will start from scratch. Don’t make extra work for yourself or the officers.
Why print everything out? Because spoken words alone can easily be forgotten or ignored. You might be explaining your case passionately, and the officer nods politely — but where does it go in the file? If you’re lucky, your statement will be recorded properly. Sometimes, however, it might be a junior officer or an inexperienced assistant taking your report. The quality of the record depends on who’s on duty — it’s a bit of a lottery.
You will also be asked to give a written statement at the police station — how to prepare that properly will be covered in the next article. The main thing to remember: a fraud has been committed against you, the offender is unknown, and they often use sophisticated methods to hide their tracks. They’re not just using free VPNs from app stores. Gather the essentials and go to the police station. And to avoid looking clueless, prepare a little beforehand. Time is critical — but trust me, this is just the start of your journey.
I Sent Money to a Scammer — Will I Get It Back?
Of course, maybe you will. Or maybe you won’t.
Have you already reported it? And who is actually investigating your case — the City of London Police’s Economic Crime Unit or your local police community officer? Probably the community officer is a diligent person who will do their best to find the culprit. But if the case is handled by a specialised economic crime unit, they have access to far more advanced tools and resources.
Imagine a near-perfect scenario: the scammer didn’t use IP address spoofing or proxies, used a phone number registered in their own name, and accepted payment on a personal bank account. Let’s call this a “naive scammer” with no real knowledge of hiding their tracks. Strange they managed to scam you, but in this case, finding them wouldn’t be that hard.
Now, suppose the scammer is identified — let’s say it’s a certain Anatoly Postebailo living in a town somewhere in the UK, who unfortunately has a gambling problem. Normally a decent person, even friendly to neighbours. One day, the police show up at his door unannounced, accompanied by a tactical unit, and arrest him. They search the property, confiscate all communication devices — phones, laptops, tablets — and any cash found (say £1,500 hidden away for a rainy day, which has now arrived). Everything is logged, bagged, and taken to the police station. Anatoly may choose to confess or remain silent. But the police won’t conduct a search unless they’re confident they’re following proper legal procedures — they’re accountable for their actions.
Good news: Anatoly is detained, held in custody, and charged. But you’re probably more interested in your money, right? That’s why you’re reading this.
Anatoly will face punishment, but here’s the catch: if you don’t actively pursue your money, no one will return it to your bank account automatically. Anatoly might get a prison sentence — say three years — and even a hefty fine, but the fine goes to the state, not to you personally.
To make sure the court orders Anatoly to repay you the stolen funds, you need to file a civil claim alongside the criminal case. That’s when Anatoly will be legally obliged to reimburse your money. How exactly that happens is another topic for a future guide.
In summary: yes, money can be recovered, but how long it takes depends on many factors — where the scammer is, what techniques they used to hide, what accounts they accepted payments to, and so on. But don’t lose hope. Scammers get smarter, but so do the police. The key is to act promptly and persistently.
Have you already reported it? And who is actually investigating your case — the City of London Police’s Economic Crime Unit or your local police community officer? Probably the community officer is a diligent person who will do their best to find the culprit. But if the case is handled by a specialised economic crime unit, they have access to far more advanced tools and resources.
Imagine a near-perfect scenario: the scammer didn’t use IP address spoofing or proxies, used a phone number registered in their own name, and accepted payment on a personal bank account. Let’s call this a “naive scammer” with no real knowledge of hiding their tracks. Strange they managed to scam you, but in this case, finding them wouldn’t be that hard.
Now, suppose the scammer is identified — let’s say it’s a certain Anatoly Postebailo living in a town somewhere in the UK, who unfortunately has a gambling problem. Normally a decent person, even friendly to neighbours. One day, the police show up at his door unannounced, accompanied by a tactical unit, and arrest him. They search the property, confiscate all communication devices — phones, laptops, tablets — and any cash found (say £1,500 hidden away for a rainy day, which has now arrived). Everything is logged, bagged, and taken to the police station. Anatoly may choose to confess or remain silent. But the police won’t conduct a search unless they’re confident they’re following proper legal procedures — they’re accountable for their actions.
Good news: Anatoly is detained, held in custody, and charged. But you’re probably more interested in your money, right? That’s why you’re reading this.
Anatoly will face punishment, but here’s the catch: if you don’t actively pursue your money, no one will return it to your bank account automatically. Anatoly might get a prison sentence — say three years — and even a hefty fine, but the fine goes to the state, not to you personally.
To make sure the court orders Anatoly to repay you the stolen funds, you need to file a civil claim alongside the criminal case. That’s when Anatoly will be legally obliged to reimburse your money. How exactly that happens is another topic for a future guide.
In summary: yes, money can be recovered, but how long it takes depends on many factors — where the scammer is, what techniques they used to hide, what accounts they accepted payments to, and so on. But don’t lose hope. Scammers get smarter, but so do the police. The key is to act promptly and persistently.
Will the Bank Refund Money Sent to Scammers?
Interesting question — let’s take a closer look.
A bank is a legal entity that operates under its governing documents and UK financial regulations. It has a wide range of obligations to provide services properly and securely. As a customer, you also have responsibilities from the moment you open an account or agree to the bank’s terms and conditions. Simply put, once your account is active, certain duties apply — for example, safeguarding your online banking login details.
But what if scammers got hold of your login credentials and took out a loan in your name? Or maybe you yourself took a loan, believing you were sending money to a “safe account”? In such cases, the bank acts in good faith, fulfilling its obligations, and courts don’t always side with the customer.
Therefore, if you transferred money to a fraudster’s account, the bank is generally not obliged to refund your money.
“Can the bank reverse the transaction and return the money to my card?”
No, it can’t.
End of story.
A bank is a legal entity that operates under its governing documents and UK financial regulations. It has a wide range of obligations to provide services properly and securely. As a customer, you also have responsibilities from the moment you open an account or agree to the bank’s terms and conditions. Simply put, once your account is active, certain duties apply — for example, safeguarding your online banking login details.
But what if scammers got hold of your login credentials and took out a loan in your name? Or maybe you yourself took a loan, believing you were sending money to a “safe account”? In such cases, the bank acts in good faith, fulfilling its obligations, and courts don’t always side with the customer.
Therefore, if you transferred money to a fraudster’s account, the bank is generally not obliged to refund your money.
“Can the bank reverse the transaction and return the money to my card?”
No, it can’t.
End of story.
Took Out a Loan and Sent Money to Scammers — What Now?
This guide is currently being prepared.
For personalised legal advice, please contact us via WhatsApp.
For personalised legal advice, please contact us via WhatsApp.
How to Get Your Money Back If You Sent It to a Scammer?
If you’ve just sent money and googled “how to get money back from scammers,” landed on this page, you’re better off first reading the guide “What to Do If You’ve Sent Money to a Scammer.” That will help you more.
Now, let’s assume you’ve already filed a police report, your statement has quietly landed on the investigator’s desk, and you’re wondering how to actually recover your hard-earned cash. This is where you need to focus.
The scammer — let’s call him Anatoly — might be a decent person otherwise, but he’s not keen on returning your money. Sure, he might promise to pay you back, but his promise doesn’t legally bind him to make monthly repayments. Neither the bank, nor the local community leaders, nor the police can make him give you your money back. The police’s job is to find the criminal, gather evidence, arrest him, and charge him — not to recover your funds. This is a common misconception.
Let’s say Anatoly has been found — consider yourself lucky if the police located him quickly. Anatoly is now dealing with the criminal process, but your journey to get your money back is only just beginning.
No one but Anatoly himself is obligated to repay you. Unless your funds were insured (which is rare), you’re unlikely to get an automatic refund while Anatoly is in custody.
Sometimes Anatoly, after talking to his lawyer, might come forward and offer to return the money in exchange for you dropping the claim. That’s a good outcome — you get your money back, Anatoly may receive a reduced sentence, and everyone is happy.
But sometimes Anatoly’s only assets are outdated or worthless cash, which obviously won’t help you. In that case, you must file a civil claim alongside the criminal proceedings. You can download a sample claim form from trusted WhatsApp. Then, the court can order Anatoly to repay you the stolen funds. How to enforce that order while Anatoly serves a prison sentence (likely around three years) is a whole other topic.
Now, let’s assume you’ve already filed a police report, your statement has quietly landed on the investigator’s desk, and you’re wondering how to actually recover your hard-earned cash. This is where you need to focus.
The scammer — let’s call him Anatoly — might be a decent person otherwise, but he’s not keen on returning your money. Sure, he might promise to pay you back, but his promise doesn’t legally bind him to make monthly repayments. Neither the bank, nor the local community leaders, nor the police can make him give you your money back. The police’s job is to find the criminal, gather evidence, arrest him, and charge him — not to recover your funds. This is a common misconception.
Let’s say Anatoly has been found — consider yourself lucky if the police located him quickly. Anatoly is now dealing with the criminal process, but your journey to get your money back is only just beginning.
No one but Anatoly himself is obligated to repay you. Unless your funds were insured (which is rare), you’re unlikely to get an automatic refund while Anatoly is in custody.
Sometimes Anatoly, after talking to his lawyer, might come forward and offer to return the money in exchange for you dropping the claim. That’s a good outcome — you get your money back, Anatoly may receive a reduced sentence, and everyone is happy.
But sometimes Anatoly’s only assets are outdated or worthless cash, which obviously won’t help you. In that case, you must file a civil claim alongside the criminal proceedings. You can download a sample claim form from trusted WhatsApp. Then, the court can order Anatoly to repay you the stolen funds. How to enforce that order while Anatoly serves a prison sentence (likely around three years) is a whole other topic.
Where Do Scammers Transfer the Money?
This is quite an interesting question, as scammers use a variety of methods — but let’s break down the most common ones.
If the transfer was made to a bank account, in most cases the recipient is what’s known as a “money mule.” A money mule is an ordinary person who has been recruited (often unwittingly) to receive and forward funds. Usually, they are not told who the money is from. They might be promised something like, “You’ll receive £100 a month for handling these transfers,” and often these individuals are naive, young, or otherwise unaware of the risks involved. After a short time, the mule’s account gets frozen by the bank, but before that happens, the mule manages to forward the funds further along the chain.
When it comes to cryptocurrency fraud, scammers often keep it simpler — they receive the money directly into their own crypto wallets.
So what happens to our money mule next? The mule usually sends the money to crypto wallets specified by the scammers, or sometimes passes it along to other accounts further down the line. The ultimate goal for most scammers is to convert the money into cryptocurrency. They then shuffle it between multiple wallets to hide the trail, before eventually cashing out — often by transferring the funds back to bank accounts (which may or may not be in the scammer’s own name), withdrawing cash from ATMs, and dispersing the funds physically.
In short, with a probability of 99%, the first recipient is not the final recipient. Scammers cycle the money through multiple accounts, passing it around as many times as they see fit, depending on their level of sophistication.
If the transfer was made to a bank account, in most cases the recipient is what’s known as a “money mule.” A money mule is an ordinary person who has been recruited (often unwittingly) to receive and forward funds. Usually, they are not told who the money is from. They might be promised something like, “You’ll receive £100 a month for handling these transfers,” and often these individuals are naive, young, or otherwise unaware of the risks involved. After a short time, the mule’s account gets frozen by the bank, but before that happens, the mule manages to forward the funds further along the chain.
When it comes to cryptocurrency fraud, scammers often keep it simpler — they receive the money directly into their own crypto wallets.
So what happens to our money mule next? The mule usually sends the money to crypto wallets specified by the scammers, or sometimes passes it along to other accounts further down the line. The ultimate goal for most scammers is to convert the money into cryptocurrency. They then shuffle it between multiple wallets to hide the trail, before eventually cashing out — often by transferring the funds back to bank accounts (which may or may not be in the scammer’s own name), withdrawing cash from ATMs, and dispersing the funds physically.
In short, with a probability of 99%, the first recipient is not the final recipient. Scammers cycle the money through multiple accounts, passing it around as many times as they see fit, depending on their level of sophistication.
Do Scammers Ask You to Transfer Money?
This guide is currently being prepared.
For personalised legal advice, please contact us via WhatsApp.
For personalised legal advice, please contact us via WhatsApp.
Do They Ask You to Transfer Money to a “Safe Account”?
This guide is currently being prepared.
For personalised legal advice, please contact us via WhatsApp.
For personalised legal advice, please contact us via WhatsApp.
Most Important! Must Read!
Contact the social media platform’s support team and request that the scammer’s account be blocked. By doing this, you might help protect someone else from falling victim to the same scam.
For advice on your case, please contact a solicitor via WhatsApp.
For Advanced Users
How to Collect Evidence Properly
Believe me, it’s worth reading this guide — at the very least, the police officer handling your case will thank you. It’s not every day that a victim (known in police slang as a “complainant”) shows up prepared and submits their report competently.
So, dear complainant :) — not every piece of evidence you bring will be useful for the case. For example, imagine you show up with a USB flash drive and say to the officer: “Here, download everything — I recorded it.” If your USB is not officially approved for use on police computers, it probably won’t be accepted. With 99% certainty, you’ll be sent home. So let’s look at better options.
For audio and video recordings:
If you somehow have a video with the scammer’s face, a CD is best. A regular CD where you burn audio, video, or other files that can’t be printed. Just be sure the officer doesn’t staple the CD itself to the case file — believe it or not, that sometimes happens.
For chats on messaging apps or platforms where the fraud occurred:
Take screenshots — but don’t just keep them on your phone or computer, print them out. Colour printing isn’t necessary; black and white is fine. Be sure to add a caption, for example: Appendix 1. Screenshot of WhatsApp conversation with +44 7911 ### ###.
You can download a sample printed format in trusted Telegram groups like “AntiScammer” or from the link below.
For phone calls:
Instead of a phone book screenshot, obtain your call history details. This takes about five minutes: just log into your mobile provider’s website, select the relevant dates, generate a call log report, download it, and print it. You may highlight the important calls for clarity.
For money transfers:
Same as phone calls: log into your online banking, generate a statement or report covering the suspicious transactions, download and print it. Highlight relevant entries.
For cryptocurrency transfers:
You won’t get a bank statement for crypto. So you’ll have to rely on screenshots and their printouts.
I think you get the point: the more thorough your evidence, the less back-and-forth you’ll have to make with the police. If everything is collected properly, the police can focus on identifying the criminal rather than chasing missing evidence.
P.S. Don’t forget to list all attachments and evidence in your police statement.
So, dear complainant :) — not every piece of evidence you bring will be useful for the case. For example, imagine you show up with a USB flash drive and say to the officer: “Here, download everything — I recorded it.” If your USB is not officially approved for use on police computers, it probably won’t be accepted. With 99% certainty, you’ll be sent home. So let’s look at better options.
For audio and video recordings:
If you somehow have a video with the scammer’s face, a CD is best. A regular CD where you burn audio, video, or other files that can’t be printed. Just be sure the officer doesn’t staple the CD itself to the case file — believe it or not, that sometimes happens.
For chats on messaging apps or platforms where the fraud occurred:
Take screenshots — but don’t just keep them on your phone or computer, print them out. Colour printing isn’t necessary; black and white is fine. Be sure to add a caption, for example: Appendix 1. Screenshot of WhatsApp conversation with +44 7911 ### ###.
You can download a sample printed format in trusted Telegram groups like “AntiScammer” or from the link below.
For phone calls:
Instead of a phone book screenshot, obtain your call history details. This takes about five minutes: just log into your mobile provider’s website, select the relevant dates, generate a call log report, download it, and print it. You may highlight the important calls for clarity.
For money transfers:
Same as phone calls: log into your online banking, generate a statement or report covering the suspicious transactions, download and print it. Highlight relevant entries.
For cryptocurrency transfers:
You won’t get a bank statement for crypto. So you’ll have to rely on screenshots and their printouts.
I think you get the point: the more thorough your evidence, the less back-and-forth you’ll have to make with the police. If everything is collected properly, the police can focus on identifying the criminal rather than chasing missing evidence.
P.S. Don’t forget to list all attachments and evidence in your police statement.
We make sure your case is handled by the specialist Economic Crime Unit, not just the local police.
This guide is currently being prepared.
For personalised legal advice, please contact us via WhatsApp.
For personalised legal advice, please contact us via WhatsApp.
Filing a Civil Claim for Compensation
This guide is currently being prepared.
For personalised legal advice, please contact us via WhatsApp.
For personalised legal advice, please contact us via WhatsApp.
Submitting Your Written Statement to the Police
This guide is currently being prepared.
For personalised legal advice, please contact us via WhatsApp.
For personalised legal advice, please contact us via WhatsApp.
